Resources

Government of Canada Resources:

• Financial Consumer Agency of Canada (FCAC): Financial Consumer Agency of Canada -
  A wealth of information on financial topics for Canadians, including choosing a financial
  advisor, saving for retirement, and protecting yourself from fraud.
• Canada Revenue Agency (CRA): https://www.canada.ca/en/revenue-agency.html -
  Information on taxes for individuals and businesses in Canada, including tax tips and
  calculators.
• Canadian Securities Administrators (CSA): https://www.securities-administrators.ca/ -
  Information for investors in Canada, including investor alerts and resources on protecting
  yourself from investment scams.
• Investment Industry Regulatory Organization of Canada (IIROC): https://www.iiroc.ca/ -
  The national self-regulatory organization for Canada's investment industry.

Quebec-Specific Resources:

• Autorité des marchés financiers (AMF): https://lautorite.qc.ca/en/general-public - The
  regulator for Quebec's financial markets. Find information on financial products and services,
  investor education, and licensing requirements.
• Ministère des Finances du Québec: https://www.finances.gouv.qc.ca/ - The Quebec
  Ministry of Finance. Find information on Quebec-specific taxes, savings programs, and
  financial planning resources.

Financial Planning & Investment Resources:

• Educ Épargne: Educ Epargne en Français - A non-profit organization offering financial
  education resources for Quebecers. Find information on budgeting, saving for retirement, and
  managing debt.
• Assuris: https://assuris.ca/ - Assuris is the not-for-profit organization that protects Canadian
  policyholders if their life and health insurance company fails.
• Canadian Investor Protection Fund (CIPF): https://www.cipf.ca/ - Mutual funds in Canada
  are covered by the Canadian Investor Protection Fund (CIPF) in case the investment dealer
  holding your mutual funds goes bankrupt.
•  Coverage limits: CIPF coverage for mutual funds is similar to CDIC coverage, with a
  maximum of $100,000 per account category (e.g., individual accounts, joint accounts, RRSPs,
  etc.).
• CDIC: https://www.cdic.ca/depositors/whats-covered/ - Protects deposits, not
  investments: CDIC protects eligible deposits held at member financial institutions in
  case of failure. This includes deposits in chequing and savings accounts, GICs
  (Guaranteed Investment Certificates), and registered accounts (RRSPs, TFSAs). CDIC does not protect investments held in those accounts, such as
  mutual funds, stocks, or bonds.