Regular Savings
Little can be achieved financially, without establishing a regular, disciplined savings pattern. We will help you find the disposable income you never knew you had, and put it to good use.
Service
Growing Wealth
Growing wealth is most effective when started at an early age.
When it comes to investing, it is important to remember that there is no single right way to build wealth. For some, paying off a mortgage is the best option, for others it could be building an investment portfolio, buying an investment property, topping up your pension plan or investing in yourself by improving skills or education.
At SagePlan finance, we can show you how to achieve your dreams — by building wealth steadily, without compromising on your lifestyle choices along the way. Creating wealth is a marathon, not a sprint.
A plan for creating wealth may cover:
2
Investment
True wealth is built from wise investment. We customise each investment portfolio to suit your personal circumstances, risk tolerance and time frame.
3
Clearing Debt
Not all debt is your enemy, but having a clear strategy to manage and eliminate debt over time is essential.
4
Building your pension
A pension remains the core retirement nest egg for most Canadians. We'll help you make the most of the opportunities and tax benefits.
5
Minimise Tax
Understanding income tax, capital gains tax, and the various tax credits available is key to keeping more of your hard earned dollars.
6
Protection Planning
The best laid plans can go astray without adequate protection. We'll show you how to insure yourself and your loved ones in the most cost effective way.
7
Estate Planning
Your legacy is more than just material wealth—it's a reflection of your values and aspirations.
Through meticulous estate planning, We'll help protect your assets, minimize taxes, and ensure your legacy is passed on according to your wishes.
8
Regular Review
One thing in life is certain change. By regularly reviewing your finances we will help you to keep all your ducks in a row.
Our specialist advice includes how to:
✔ structure your assets in a tax-effective manner
✔ improve your overall retirement position through salary sacrificing, moving assets, maximising tax deffered accounts and pension start dates.
✔ optimise your capacity to earn through utilising surplus income
✔ structure and repay debt effectively
✔ maximise your overall personal and family financial position.
If you want expert advice on building wealth,
feel free to make a complimentary first appointment.