Dedicated Financial Planning & Advisory
Dedicated Financial Planning & Advisory.
At Sageplan Finance, we empower you to achieve your personal financial aspirations. Our expert financial planning services provide clarity, strategy, and ongoing support, helping you build a secure and prosperous future.
Packages for Personal Financial Planning Services:
The "Foundational Roadmap" Plan
- Perfect for: Individuals and young families looking to establish a solid financial foundation, understand their current situation, and set clear goals for the future. Ideal for those starting their wealth-building journey, managing debt, or saving for major life events.
- What’s Included:
- One-Time Comprehensive Financial Snapshot: Detailed personal financial statement (net worth), Cash flow analysis and budgeting guidance, Review of current assets, liabilities, and income sources, Identification of key financial goals (e.g., debt repayment, homeownership, basic retirement savings, education savings).
- Personalized Financial Action Plan: A concise, actionable document outlining key recommendations and steps for your initial financial goals. 1-Hour Strategy Session: A dedicated meeting to review your financial snapshot and action plan, clarify recommendations, and answer initial questions.
- Basic Tax Efficiency Review: Guidance on maximizing RRSP and TFSA contributions.
- Initial Insurance Needs Assessment: Identification of basic life and disability insurance needs.
- Investment: $1,950 (One-Time Fee)
- Value Proposition:Gain clarity and direction. This plan provides a clear starting point and a structured approach to begin managing your money effectively and proactively planning for your future.
The "Wealth Builder Pro" Plan
- Perfect for: Growing professionals, established families, and individuals accumulating assets who seek ongoing, proactive guidance to optimize investments, plan for retirement, and manage their evolving financial complexities.
- What’s Included:
- Full Bookkeeping Support: Up to 80 monthly transactions, Reconciliation for 2 banks + 2 credit cards, Monthly P&L, Balance Sheet, and Cash Flow, Payroll for up to 3 employees, Full GST/QST preparation & filing, A/R & A/P tracking (up to 10 items/month).
- Integrated Tax Filing: Annual T1 (self-employed or rental income) and Annual T2 small business corporate return.
- Proactive Financial Planning: 2× 1-hour strategic reviews/year (business + personal), Initial retirement plan projections, Comprehensive insurance review (personal + business: life, disability, CI, BOE), Investment strategy development (AUM fees billed separately, see our dedicated AUM fees section for details).
- Priority Support: Email and phone access to your dedicated advisor.
- Investment: $2,500 (Initial Plan Fee) + $195/month (Ongoing Advisory)
- Value Proposition: Move beyond basic planning. This plan provides sophisticated strategies and continuous support to ensure your wealth is growing efficiently, your retirement is secure, and you're adapting to life's changes.
The "Executive Financial Architect" Plan
- Perfect for: High-net-worth individuals, seasoned professionals, and business owners with complex income streams, significant assets, and intricate tax or estate planning needs. Ideal for those seeking integrated, high-level strategic financial leadership.
- What’s Included:
- Advanced Comprehensive Financial Plan Development: Sophisticated analysis of multiple income streams (salary, self-employment, corporate income, rentals), Detailed, personalized retirement and cash flow projections for complex scenarios, Advanced tax optimization strategies for personal and corporate integration, In-depth estate planning considerations, including wealth transfer strategies and coordination with legal/estate professionals, Customized investment portfolio strategy and asset allocation, including alternative investments (if applicable), Business succession planning discussions (initial).
- Semi-Annual Strategic Review Meetings (2 hours each): Two in-depth sessions per year to review your entire financial ecosystem, adapt to major changes, and refine complex strategies.
- Proactive Tax Planning: Recommendations for ongoing tax-efficient strategies tailored to your unique income and asset structure.
- Dedicated Advisor Access: Priority phone and email access for complex inquiries and timely advice.
- Coordination with Other Professionals: Facilitation with your accountant, lawyer, or other advisors to ensure a cohesive financial strategy.
- Investment: $1,450/month
- Value Proposition: Gain a true financial partner. This plan provides an unparalleled level of strategic guidance, proactive management, and integrated planning for your most complex personal and business financial needs, ensuring maximum efficiency and wealth preservation.
Ready to build your ideal financial future?
Book a FREE, no-obligation introductory call with Sageplan Finance to discuss your goals and find the perfect plan for you.