Individualized Financial Solutions (A La Carte)
Dedicated Financial Planning & Advisory.
Sometimes, you just need expert guidance on a specific financial question or a targeted service. For those moments, Sageplan Finance offers specialized, project-based solutions designed to address your immediate needs. While our integrated packages offer the most comprehensive value, these services provide focused expertise when you need it most.
A La Carte Services:
Financial Planning & Advisory (Project-Based)
- Retirement Projection & Strategy Session:
- Scope: Analysis of current savings, projected income needs, and detailed projections of retirement readiness based on various scenarios. Includes a 90-minute strategy meeting.
- Price: $1,500 - $2,500 (depending on complexity of income sources/assets)
- Investment Portfolio Review & Recommendations:
- Scope: One-time review of your existing investment portfolio (e.g., mutual funds, ETFs, stocks) for suitability, diversification, and cost-efficiency. Includes a 60-minute discussion of findings and general recommendations (does not include ongoing management or specific product sales).
- Price: $950 - $1,800 (depending on number of accounts/complexity)
- Specific Goal Planning (e.g., Home Purchase, Education Savings):
- Scope: Focused plan development for one major financial goal, including cash flow analysis, savings strategies, and relevant government program utilization (e.g., RRSP Home Buyer's Plan, RESP). Includes a 60-minute strategy meeting.
- Price: $800 - $1,200
- Insurance Needs Assessment & Review::
- Scope: Comprehensive analysis of your life, disability, and critical illness insurance needs based on your income, dependents, and debts. Review of existing policies.
- Price: $600 - $900
Tax Preparation Services (Annual)
- Individual Tax Return (T1) - Basic:
- Scope: For employees with T4 slips, RRSP contributions, medical expenses, and common tax credits.
- Price: $180 - $250
- Individual Tax Return (T1) - Complex:
- Scope: Includes self-employment income (T2125), rental property income (T776), investment income (T3/T5), employment expenses, capital gains/losses, and other complex schedules.
- Price: $350 - $650+ (depending on number of self-employed activities/properties/slips)
- Corporate Tax Return (T2) - Basic:
- Scope: For small corporations with relatively simple financial statements (already prepared by client or another bookkeeper).
- Price: $800 - $1,500+ (depending on complexity and whether financial statements are provided ready for tax prep).
- GST/QST Remittance Filing:
- Scope: Preparation and electronic filing of quarterly or annual GST/QST remittances based on client-provided data.
- Price: $150 - $250 per remittance
Bookkeeping Services (Project-Based / Hourly)
- Bookkeeping Catch-Up / Clean-Up:
- Scope: Rectifying past bookkeeping errors, categorizing backlog transactions, reconciling historical accounts for a defined period.
- Price: Hourly rate of $75 - $125/hour (quoted after initial assessment, minimum 5 hours).
- Sofware Setup & Training:
- Scope: Setting up QuickBooks Online or Xero for your business, including chart of accounts, initial balances, and basic training for you or your staff.
- Price: $500 - $1,500 (depending on complexity and training hours)
- Payroll Processing (Per Pay Run):
- Scope: Processing payroll for a small number of employees (up to 5), including pay stubs and source deduction remittances.
- Price: $500 - $1,500 (depending on complexity and training hours)
- Price: $75 - $120 per pay run + $5-10 per employee
Considering multiple services?
Our integrated monthly packages offer superior value and comprehensive support compared to combining individual services. Let's discuss your holistic needs during a free consultation!