Welcome to [Sageplan Finance]!
These Terms and Conditions of Use (“Terms”) govern your access to and use of
[sageplanfinance.ca] (the “Website”). By accessing or using the Website, you agree to be
bound by these Terms. If you disagree with any part of these Terms, then you may not access
or use the Website.
1. Information Provided for Educational Purposes Only
The information contained on the Website is for educational and informational purposes only
and is not intended to constitute financial, tax, legal, or accounting advice. While the Website
may contain general information about financial planning topics, it does not take into account
your individual circumstances. You should always consult with a qualified professional for
advice specific to your situation.
2. User Conduct
You agree to use the Website in a lawful manner and in accordance with these Terms. You
agree not to:
• Use the Website for any unlawful purpose.
• Transmit any content that is unlawful, fraudulent, abusive, defamatory, obscene, or otherwise
objectionable.
• Infringe on the intellectual property rights of others.
• Disrupt or interfere with the operation of the Website.
• Use the Website to impersonate any person or entity.
• Collect or harvest any personal data of other users of the Website.
• Engage in any activity that could damage, disable, overburden, or impair the servers or
networks connected to the Website.
• Use the Website for any unauthorized commercial purpose.
3. Disclaimers
The Website is provided “as is” and “as available” without warranties of any kind, express or
implied. We disclaim all warranties, including, but not limited to, warranties of merchantability,
fitness for a particular purpose, accuracy, completeness, reliability, security, and non
infringement.
We do not warrant that the Website will be uninterrupted or error-free, that defects will be
corrected, or that the Website or the server that makes it available are free of viruses or other
harmful components.
4. Limitation of Liability
To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect,
incidental, consequential, or special damages arising out of or in any way connected with your
use of the Website, even if advised of the possibility of such damages.
5. Intellectual Property
The content of the Website, including the text, graphics, logos, images, design, and other
materials, is protected by copyright, trademark, and other intellectual property laws. You may
not reproduce, modify, distribute, or commercially exploit any of the content without our prior
written consent.
6. User Accounts
You may create an account on the Website (“Account”). You are responsible for maintaining
the confidentiality of your account information, including your password. You agree to be
responsible for all activities that occur under your Account.
7. Third-Party Links and Services
The Website may contain links to third-party websites or services that are not under our
control. We are not responsible for the content or practices of any third-party websites or
services. Your use of third-party websites or services is at your own risk.
8. Termination
We may terminate your access to the Website at any time for any reason, with or without
notice. We may also suspend or disable your access to the Website if you breach any of
these Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the province
of Quebec, Canada, without regard to its conflict of law provisions.
10. Entire Agreement
These Terms constitute the entire agreement between you and us regarding your use of the
Website.
11. Updates to these Terms
We reserve the right to change these Terms at any time. The revised Terms will be effective
immediately upon posting on the Website. You are encouraged to review the Terms
periodically for any updates or changes. Your continued use of the Website after the posting
of any revised Terms constitutes your acceptance of the revised Terms.
12. Contact Us
If you have any questions about these Terms, please get in touch with us at [email protected]