Integrated Business Services (Premium)
Integrated Financial Mastery Packages
One monthly plan. All your personal and business finances — aligned, optimized, and simplified.
Running a business is demanding. Managing your books, tax filings, and personal finances shouldn’t be. At Sageplan Finance, we bring everything under one roof: bookkeeping, tax prep, financial planning, insurance, and investment strategy — all coordinated and customized for your unique life and business in Quebec.
Packages for Integrated Financial Mastery:
Solo Success Plan
- Perfect for: Freelancers, self-employed professionals, and solo entrepreneurs who want more than basic compliance — they want clarity, confidence, and a solid foundation.
- What’s Included:
- Essential Bookkeeping: Up to 30 monthly transactions, Reconciliation for 1 bank + 1 credit card, Monthly Profit & Loss reports, GST/QST tracking (client-filed).
- Integrated Tax Filing: Annual T1 personal tax return with self-employment (T2125).
- Foundational Financial Planning: 1-hour annual personal financial review (budgeting, debt, goals), RRSP/TFSA optimization advice, Basic insurance needs review (life & disability), Access to curated educational tools and resources.
- Investment: $295/month
- Value Proposition: Perfect if you’re just starting out or finally want to feel in control of your finances with an integrated approach.
Business & Wealth Accelerator Plan
- Perfect for: Growing small businesses with part-time staff, multiple income streams, and a desire to build real personal wealth alongside the business.
- What’s Included:
- Full Bookkeeping Support: Up to 80 monthly transactions, Reconciliation for 2 banks + 2 credit cards, Monthly P&L, Balance Sheet, and Cash Flow, Payroll for up to 3 employees, Full GST/QST preparation & filing, A/R & A/P tracking (up to 10 items/month).
- Integrated Tax Filing: Annual T1 (self-employed or rental income) and Annual T2 small business corporate return.
- Proactive Financial Planning: 2× 1-hour strategic reviews/year (business + personal), Initial retirement plan projections, Comprehensive insurance review (personal + business: life, disability, CI, BOE), Investment strategy development (AUM fees billed separately, see our dedicated AUM fees section for details).
- Priority Support: Email and phone access to your dedicated advisor.
- Investment: $695/month
- Value Proposition: For entrepreneurs ready to integrate their business success with long-term personal wealth and streamlined financial management.
Executive Financial Navigator Plan
- Perfect for: Established business owners, professionals with complex income, and real estate investors who want their entire financial life expertly managed — end to end.
- What’s Included:
- Premium Bookkeeping & Compliance: Up to 200 monthly transactions, Reconciliation for 4 banks + 4 credit cards, Custom monthly financial reports & KPIs, Payroll for up to 10 employees, Full A/R & A/P management (30 items/month), GST/QST/HST multi-province tax management.
- Strategic Tax Optimization: Complex T1 & T2 preparation (multiple T2125s, rental properties), Advanced tax planning sessions (integration, income splitting, deductions).
- Executive-Level Planning: Monthly 60-minute review + strategy session, Detailed retirement & estate planning (with coordination to legal/estate pros), Investment strategy + management (rebalancing, tax-efficient structuring), Business succession readiness planning.
- Dedicated Support: Your personal financial advisor + bookkeeper, Priority email, phone & video access.
- Coordination with Other Professionals: Facilitation with your accountant, lawyer, or other advisors to ensure a cohesive financial strategy.
- Investment: $1,450/month
- Value Proposition: Ideal if you’re navigating higher income, multiple assets, and want true peace of mind with a strategic financial partner.
Why Sageplan Finance?
Licensed Financial Planner (CFP, AMF)
Licensed in Insurance of Persons & Mutual Funds
Fully Bilingual (English & French)
Based in Montreal – we understand Quebec tax & financial rules
Human-first, no-jargon, long-term partnership approach You deserve more than just year-end tax help.
You deserve clarity, consistency, and a financial guide who’s with you every step of the way.